5 Year Fixed Rate UK Buy-To-Let Mortgage

With a fixed interest rate until 30 November 2028, this product provides the most certainty within our UK Buy-To-Let mortgage range over future mortgage repayments, regardless of what might happen to Bank of England base rates before maturity of the fixed term.
Refer a friend and receive up to £100 •
Loan to Value
Pay Rate
Minimum Loan
Loan to Value
Up to 75%
Pay Rate
Minimum Loan from
Loan to Value
Up to 75%
Pay Rate
Minimum Loan from
Fixed rate of interest until 30 November 2028

Application fees: Purchase: £1.999
Remortgage: Fee Free*.

Early repayment charges: 5% until 31 July 2028

Skipton International UK Buy-To-Let Follow on rate is currently 7.49%

With effect from 25 October 2023

* Limited time offer

Your home may be repossessed if you do not keep up repayments on your mortgage

  • Mortgage information
    • Application fee of £1,999 for purchased properties. Includes cost of valuation.
    • Re-mortgage is fee free.* Valuation fee is payable once underwritten.

    The minimum loan size is £100,000 and the maximum mortgage loan to any individual, together with connected persons is £5 million.

    Following the fixed period interest will revert to the Skipton International UK Buy-To-Let follow on rate (6.39%). This mortgage is portable and can be applied to a new property (subject to it meeting our criteria).

    No early repayment charges following the end of the fixed period.

    Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if repaid after the end of period, interest to the date of redemption will be payable.

    Product fees are non-refundable and must be paid on application.

    On this fixed rate mortgage, lump sum payments of up to 10% may** be made early without charge each year. For the purposes of this calculation, a year is defined as starting on the commencement of the loan and on the anniversary thereafter; the amount is up to 10% of the balance outstanding on that date. This facility cannot be rolled over into subsequent years if the facility is not used in any one year.

    This mortgage product can be withdrawn at very short notice

    *Limited time offer

    **Please note this will depend on when the product was taken. 


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Lady and man dreaming of buying a house

Mortgages with Skipton

Are you are an overseas residents considering investing in UK Buy-To-Let properties? Talk to us about your options, we’d love to help.