Rental Calculations
5 Year fixed rate
125% at pay rate
110% available on selected deals
To enable your client to take advantage of the 110% at payrate on the 5 year fixed, they need to meet the following criteria.
- Loan amount to be a minimum size of £250,000
- Clients basic income (or main earner if joint application) to be a minimum of £100,000 GBP equivalent or higher.
- Debt income ratio not to exceed 20%.
- One loan at 110% per client. Any other mortgages to be stressed at the standard 125%.

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