Rental Calculations

5 Year fixed rate
125% at pay rate
110% available on selected deals

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To enable your client to take advantage of the 110% at payrate on the 5 year fixed, they need to meet the following criteria.

• Loan amount to be a minimum size of £250,000
• Clients basic income (or main earner if joint application) to be a minimum of £100,000 GBP equivalent or higher.
• Debt income ratio not to exceed 20%.
• One loan at 110% per client.  Any other mortgages to be stressed at the standard 125%.