UK Buy-to-Let, handled by specialists

We help British expats and overseas investors purchase and remortgage property in England, Wales and the Scottish mainland.

  • Expert support
    A named point of contact with specialist knowledge of overseas BTL lending, from application to completion
  • Fast decisions
    Approval in principle in 10 minutes, with fast processing times for overseas applicants
  • No arrangement fees
    Transparent pricing with no arrangement fees or product fees on selected BTL mortgages
  • One property or many
    Whether you're buying your first UK investment property or growing a portfolio, we can help

Why Skipton International?

We've been helping expats and overseas investors with UK financial products for over 20 years. Our UK Buy-to-Let mortgage proposition was built specifically for investors based outside the UK, and as a subsidiary of Skipton Building Society, one of the UK's top 10 mortgage providers, we understand the UK market inside out.

Based in Guernsey and operating in the same time zone as the UK, we know how challenging it can be to manage a property purchase from overseas. That's why once we receive your application, you'll deal directly with the underwriter handling it: faster decisions, shorter communication lines, and someone who knows your case from day one.

Is Skipton right for you?

Skipton is right for you if
  • You're a British expat or overseas investor
  • You're looking to borrow between £200,000 and £5 million
  • The property is in England, Wales or the Scottish mainland
  • The property is for Buy-to-Let purposes only
Skipton isn't right for you if
  • You or a close family member intend to live in the property
  • The property is in Northern Ireland, the Isle of Man or the Scottish islands
  • You're a UK resident (you should apply via Skipton Building Society instead)
  • You're resident in one of our restricted countries
  • Help & FAQs
    Common questions about Buy-to-Let mortgages, answered
    Visit help
  • Buy-To-Let rates
    View all current UK Buy-to-Let mortgage rates
    Download rates PDF
  • Remortgaging
    Move your mortgage to Skipton International or explore your options as an existing customer
    Explore remortgages
Colourful terraced houses
Purchasing a Buy-To-Let as an expat
A step by step guide from Skipton International to applying for a UK Buy-To-Let mortgage when resident overseas