Guernsey Buy to Let Mortgages

Skipton International offers mortgages to Guernsey residents looking to purchase investment properties on a Buy to Let basis.

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Mortgage Reviews

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Skipton International Mortgage
Product NameProduct FeaturesLTVPay RateAPRProductProduct FeesEarly Repayment Charges
3 Year DiscountGuaranteed to track the Skipton International Standard Variable Rate for 3 yearsUp to 75%3.74% (SVR – 1.00%)4.7%LED050.75%3% until end of discount term
5 Year FixedFixed rate of interest until 31 May 2022Up to 75%4.99%5.3%LEF420.75%5% until 31.05.22

Rates correct as at 10 April 2017

*Limited time offer

The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £1.5 million.

Following a fixed, discount or tracker period the interest rate will revert to our Standard Variable Rate (currently 4.74%) + 0.25%. A rental income of 125% is required, based on a simple calculation at 6.0%.

Our mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria).

Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the mortgage is repaid after the end of tracker period, interest to the date of redemption will be payable.

Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.

Click here to view all of our Buy to Let Mortgage Rates.

Return to the Guernsey Mortgage page.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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