Guernsey Buy-To-Let Mortgage
Your home may be repossessed if you do not keep up repayments on your mortgage
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Mortgage information
For a limited time, this mortgage is available Fee Free.
The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £3 million.
Our mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria).
Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the mortgage is repaid after the end of tracker period, interest to the date of redemption will be payable.
Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.
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Interest in Advance
The interest Skipton charges for each month will be calculated and charged daily on a sum equal to the loan on the day the loan is advanced to the borrower in the first month and, for each month thereafter, on a sum equal to the loan on the last day of the previous month and will be debited to the borrower’s loan in advance on the day the loan is advanced to the borrower in the first month and on the first day of each month thereafter.
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Fixed rates
Following the fixed period outlined above the interest rate will revert to Skipton International Channel Island Buy-To-Let follow on rate. Rental income of 125% is required using an interest calculation which matches the applicable pay rate as shown above.
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Product fees
Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.
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Guernsey Buy-To-Let RatesCurrent mortgage rates for Guernsey Buy-To-Let propertiesPDF - 227KB -
Guernsey Application FeesFees associated with applying for a Guernsey mortgagePDF - 112KB
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Guernsey Valuation Fee ScaleThe valuation fee payable is calculated from the fee scale on the basis of the applicant’s estimate of the property valuePDF - 164KB
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Channel Island Mortgage Application FormApplication form for mortgages in the Channel IslandsPDF - 968KB
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Residential RatesView all of our current Guernsey residential mortgage rates hereGuernsey Residential Mortgage Rates
