UK Buy-To-Let Mortgages

UK mortgages for England, Scotland and Wales Buy-To-Let properties

British expats and non-UK citizens considering investing in Buy-To-Let properties in the UK often find gaining a UK mortgage challenging. Through providing offshore savings accounts Skipton International has understood the needs of expats and people across the world for over 20 years and hence developed a lending proposition specifically to provide UK mortgages for UK Buy-To-Let investors resident overseas.

Whilst not in the UK ourselves, Skipton International is based on the Channel Island of Guernsey. An English speaking jurisdiction on the same time zone as the UK and only a short flight from London. We are also a subsidiary of Skipton Building Society, a major provider of UK mortgages for UK residents. We therefore understand the UK mortgage market and have tailored our products to be delivered as efficiently as possible.

Currently, Skipton International provides UK mortgages secured on properties located in England, Scotland, Wales and the Channel Islands. We do not, however, support properties located in Northen Ireland, Isle of Man or the islands of Scotland.

Why choose Skipton for your UK mortgage provider?

  • Our processes make gaining a UK mortgage for Buy-to-Let properties as stress free as possible. We provide handy online calculators to estimate how much you might be able to borrow and the monthly repayments for your required loan size.
  • We pride ourselves on a fast turn around for UK mortgage applications. Having certainty on whether you qualify for a UK mortgage is particularly important when resident overseas, often on a challenging time zone with which to engage with UK estate agents or developers.
  • Once your UK mortgage application has been received you will be in direct contact with the Underwriter responsible for its consideration. Which shortens lines of communication and ensures you are kept fully informed as to progress.
  • In support of providing clarity we provide an UK mortgage application guide so that you are fully aware of the process from the outset.

An important point to note is that Skipton International cannot provide UK mortgages. If you (or a close family member) intends to live in the property during the original 3 or 5 year tracker or fixed rate product period. Skipton International is limited to providing mortgages for UK Buy-To-Let properties only.

If you would like an estimate of how much you might be able to borrow and the resulting monthly repayments please check out our UK mortgage calculator.

Your home may be repossessed if you do not keep up repayments on your mortgage.