Guernsey Buy-To-Let Mortgage

Skipton International offers mortgages to Guernsey residents looking to purchase investment properties on a Buy-To-Let basis.
Refer a friend and receive up to £100 •
Loan to Value
Pay Rate
APR
Minimum Loan
Information
Loan to Value
Up to 75%
Pay Rate
6.69%
APR
7.3%
Minimum Loan from
£100,000
Fixed rate of interest until 31 March 2029

Application fee: Fee free*

Early repayment charges: 5% until 31 March 2029

Skipton International Channel Island Buy-To-Let Follow on rate is currently 7.49%

With effect from 5 February 2024

* Limited time offer

Your home may be repossessed if you do not keep up repayments on your mortgage

  • Mortgage information

    For a limited time, this mortgage is available Fee Free.

    The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £3 million.

    Our mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria).

    Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the mortgage is repaid after the end of tracker period, interest to the date of redemption will be payable.

    Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.

  • Interest in Advance

    The interest Skipton charges for each month will be calculated and charged daily on a sum equal to the Loan on the day the Loan is advanced to the Borrower in the first month and, for each month thereafter, on a sum equal to the Loan on the last day of the previous month and will be debited to the Borrower’s Loan in advance on the day the Loan is advanced to the Borrower in the first month and on the first day of each month thereafter.

  • Fixed rates

    Following the fixed period outlined above the interest rate will revert to Skipton International Channel Island Buy-To-Let follow on rate. Rental income of 125% is required using an interest calculation which matches the applicable pay rate as shown above.

  • Product fees

    Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.

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Mortgages with Skipton

If you’d like to talk to us about finding a Skipton mortgage that’s right for you, we’d love to help. Find out how much you can borrow with our Mortgage Calculator.