Jersey Base Rate Tracker Mortgage

Take advantage of our attractive Base Rate Tracker mortgage.

This mortgage is guaranteed to track the Bank of England Base Rate for three years (with a Base Rate floor of 0.75%).

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Skipton International Mortgage


Product FeaturesLTVPay RateAPRProduct FeesApplication Fees     Early Repayment Charges

Guaranteed to track the Bank of England Base
Rate for three years (with a Base Rate floor of 0.75%).

Up to 70%2.24% (Base +1.49%)3.7%

All products Fee Free*

Fee free limited offer*

3% until end of tracker term

70.1% to 80%2.74% (Base +1.99%)3.8%
80.1% to 85%3.49% (Base +2.74%)4.0%
85.1% to 90%

3.99% (Base +3.24)


With effect from 29 October 2018

*A valuation fee is payable


The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £3 million.

Following the tracker period the interest rate will revert to Skipton International Channel Island Residential Follow on Rate. Our Jersey mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria).

Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the mortgage is repaid after the end of tracker period, interest to the date of redemption will be payable.

Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.

Click here to view all of our Jersey Residential Interest Rates.

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Your home may be repossessed if you do not keep up repayments on your mortgage.