Jersey Mortgages
| Product Features | LTV | Pay Rate | APR | Product Fees | Application Fees | Early Repayment Charges |
|---|---|---|---|---|---|---|
Guaranteed to track the Bank of England Base | Up to 70% | 1.99% (Base +1.89%) | 3.7% | All products Fee Free* | £1,499 for purchases £1,000 for | 3% until end of tracker term |
| 70.1% to 80% | 2.24% (Base +2.14%) | 3.7% | ||||
| 80.1% to 85% | 2.49% (Base +2.39%) | 3.8% | ||||
| 85.1% to 90% | 2.99% (Base +2.89%) | 3.9% |
With effect from 31 March 2020
*A valuation fee is payable
Information
The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £3 million.
Following the tracker period the interest rate will revert to Skipton International Channel Island Residential Follow on Rate. Our Jersey mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria).
Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the mortgage is repaid after the end of tracker period, interest to the date of redemption will be payable.
Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.
Click here to view all of our Jersey Residential Interest Rates.
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