Jersey Base Rate Tracker Mortgage

Take advantage of our attractive Base Rate Tracker mortgage.

This mortgage is guaranteed to track the Skipton International Standard Variable Rate for 3 years, allowing customers to take advantage of today's low base rates.

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Skipton International Mortgage


Product FeaturesLTVPay RateAPRProduct FeesApplication Fee  Early Repayment Charges

Guaranteed to track the Bank of England Base
Rate for three years (with a Base Rate floor of 0.25%).

Up to 70%1.74% (Base +1.49%)4.2%

Limited Time Offer

All Products Fee Free*


£1,499 for purchases and remortgages.


£500 for further advances 


(includes the cost of a single standard valuation)


3% until 
end of tracker term
70.1% to 80%2.49% (Base +2.24%)4.4%
80.1% to 85%2.99% (Base +2.74%)4.5%
85.1% to 90%

3.99% (Base +3.74)


With effect from 8 May 2017

* Limited time offer


The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £1.5 million.

Following the tracker period the interest rate will revert to our Standard Variable Rate. Our Jersey mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria).

Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the mortgage is repaid after the end of tracker period, interest to the date of redemption will be payable.

Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.

Click here to view all of our Jersey Residential Interest Rates.

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Your home may be repossessed if you do not keep up repayments on your mortgage.