UK Buy-to-let mortgages

Supporting intermediaries

UK mortgages for expats and non-UK residents, backed by Skipton expertise.

Find intermediary resources to support your customer applications

Key criteria

Understand the nationality, residency. solvency and other criteria on which we decide
Key Criteria
AIP calculator

Use our handy approval in principle calculators providing full borrowing amounts and repayments
AIP calculator
Limited company buy‑to‑let mortgages

Support for clients investing in UK residential property through a Special Purpose Vehicle.
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Product rates

Please see our rate sheet for the latest UK buy-to-let rates
UK Buy-to-let rates
Fees

We have a fixed application fee (where applicable)
Download (PDF)
Procuration fees

0.75% for panel brokers
Contact us for queries
Rental calculations

110% available on selected deals
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Restricted properties

Properties against which we will not lend
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Restricted countries

A full risk based list of restricted countries
View list
Packaging guidelines

Documentation requirements for UK non-resident mortgages.
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UK Buy-to-let retention rates

Discover the retention products we have to offer with our UK Buy-to-let retention rates sheet
Retention products
Changes for EU‑Resident Applications

Updated service restrictions take effect from July 2026.
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