Jersey Base Rate Tracker Mortgage

This mortgage is guaranteed to track the Bank of England base rate
Refer a friend and receive up to £100 •
Loan to Value
Pay Rate
Minimum Loan
Loan to Value
Up to 75%
Pay Rate
6.69% Base + 1.44% / Product Floor 4.44%
Minimum Loan from
Loan to Value
75.1% to 90%
Pay Rate
6.99% Base + 1.74% / Product Floor 4.74%
Minimum Loan from
Rate for three years (with a Base rate floor of 3.00%)

Application fees: Fee free*

Early repayment charges: Year 1 - 3%
Year 2 - 2%
Year 3 - 1%

With effect from 25 October 2023

* Limited time offer

Your home may be repossessed if you do not keep up repayments on your mortgage

  • Mortgage information

    For a limited time, this mortgage is available Fee Free.

    The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £3 million.

    Following the tracker period the interest rate will revert to Skipton International Channel Island residential follow on rate (6.49%). Our Jersey mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria).

  • Interest rates

    Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the mortgage is repaid after the end of tracker period, interest to the date of redemption will be payable.

  • Product fees

    Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.

View of Jersey Harbour
Purchasing a property in Jersey
Skipton mortgage experts guide you through every step of your mortgage process from the initial enquiry
all the way through to the property purchase.
Skipton Jersey Mortgage Team
Mortgages with Skipton
If you’d like to talk to us about finding a Skipton Jersey mortgage that’s right for you, we’d love to help. Contact us on + 44 (0) 1534 509 501.