Offshore savings

Personal Saver 120

120 days' variable notice account
An offshore savings account offering higher rates for 120 days' notice
  • About this account

    The Personal Saver 120 is a notice account where 120 days' notice is required for all withdrawals.

    • Available for deposits between £10,000 and £5,000,000.
    • New to bank customers must deposit a minimum overall balance of £25,000.
    • Balances below £10,000 will attract an interest rate of 0.00% AER
    • With effect from 5 January 2026

    This offshore account is available to private investors only. 

  • Interest rate information

    Interest rates on this offshore savings account are variable. Interest is credited annually on 31 August. Interest is earned from the day we receive your payment. If depositing funds by cheque, interest is earned after three working days including the day we receive your cheque. Please note that interest may be paid gross and it is your responsibility to declare all income to your tax authority.

Open a new account
New customers will need to complete an application form and supply relevant identification and documents
Apply online
  • Existing customers
    Existing customers opening a new account or moving funds couldn't be easier.
    Manage your accounts
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  • Joint Applications
    If more than two persons are applying jointly for a single account, please download and complete the Third and Fourth Application Form.
    Third and Fourth Application Form
  • Account Forms
    Access all the documents you need to open or manage your account. These downloadable forms are available for you to view, complete, and print if required.
    All account forms
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Start saving with Skipton

New customers can complete our simple online offshore savings application form
Apply now
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