Personal Easy Saver
Easy access to your money
Offshore Saving with easy access. If you require easy access to your savings, our Personal Access Account could be an attractive account for you.
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Investment£10,000+
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Annual rate (Gross PA/AER)3.15%
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Easy access variable account
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About this account
Offshore Saving with easy access. If you require easy access to your savings, our Personal Easy Saver could be an attractive account for you.
- Available for deposits between £10,000 and £5,000,000.
- New to bank customers must deposit a minimum overall balance of £25,000.
- Balances below £10,000 will attract an interest rate of 0.00% AER
- With effect from 5 January 2026
This offshore account is available to private investors only.
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Interest rate information
Interest rates on this account are variable. Interest is credited annually on 31 August. Interest is earned from the day we receive your payment. If depositing funds by cheque, interest is earned after three working days including the day we receive your cheque. Please note that interest will be paid gross and it is your responsibility to declare all income to your tax authority.
Open a new account
New customers will need to complete an application form and supply relevant identification and documents
Apply online
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Existing customersExisting customers opening a new account or moving funds couldn't be easier.Manage your accounts

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Joint ApplicationsIf more than two persons are applying jointly for a single account, please download and complete the Third and Fourth Application Form.Third and Fourth Application Form
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Account FormsAccess all the documents you need to open or manage your account. These downloadable forms are available for you to view, complete, and print if required.All account forms
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FAQs and helpExplore our FAQs, help articles and savings glossaryLearn more
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Contact usGet in touch
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About usDiscover more about Skipton; our people, history, sustainability, performance, our involvement in the community and why you should choose Skipton.Find out more

Start saving with Skipton
New customers can complete our simple online offshore savings application form