Offshore savings

Fixed Rate Bond Offer

Maturing 19 November 2026
Enjoy competitive rates right here in Guernsey. Our Fixed Rate Bond offers a guaranteed return until maturity, ideal if you don't require access to your savings. A limited, new deposit only offering designed just for you.
Deposit Amount
Annual Rate
Gross PA / AER
Interest Rate Information
Deposit Amount
£50,000 - £5,000,000.
Annual Rate
4.15%
Gross PA / AER
4.18%

The interest rate on this sterling savings account is fixed. Interest is credited upon maturity on 19 November. Annual interest is earned after 3 working days including the day we receive your cheque. Please note that interest may be paid gross and it is your responsibility to declare all income to your tax authority.

  • About this account

    Offering an attractive interest rate with a fixed rate bond Maturing 19 November 2026. Interest is paid annually on 19 November.

    • Available for new deposits between £50,000 and £5,000,000.
    • Balances below £50,000 will attract an interest rate of 0.00% AER.
    • Funds must not be from a previous balance held with Skipton in the last 30 days.
    • With effect from 30 January 2026.

    Please note there is no early access available with this savings account and must be held until maturity. If the bond matures on either a weekend or a Guernsey bank holiday, the funds will be available on the next working day.

Open a new account
New customers will need to complete an application form and supply relevant identification and documents
Apply online
  • Existing customers
    Existing customers opening a new account or moving funds couldn't be easier.
    Manage your accounts
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  • Joint Applications
    If more than two persons are applying jointly for a single account, please download and complete the Third and Fourth Application Form.
    Third and Fourth Application Form
  • Account Forms
    Access all the documents you need to open or manage your account. These downloadable forms are available for you to view, complete, and print if required.
    All account forms
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Start saving with Skipton

New customers can complete our simple online offshore savings application form
Apply now
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