Offshore savings

Fixed Rate Bond

Maturing 11 January 2028
An offshore savings account offering a guaranteed fixed rate of interest until maturity. If you don't require access to your savings then this Fixed Rate Bond could be perfect.
Deposit Amount
Annual Rate
Gross PA / AER
Interest Rate Information
Deposit Amount
£10,000 - £249,999
Annual Rate
3.80%
Gross PA / AER
3.80%
Deposit Amount
£250,000- £999,999
Annual Rate
3.90%
Gross PA / AER
3.90%
Deposit Amount
£1,000,000 - £5,000,000
Annual Rate
4.00%
Gross PA / AER
4.00%

The interest rate on this sterling savings account is fixed. Interest is credited annually on 11 January. Annual interest is earned after 3 working days including the day we receive your cheque. Please note that interest may be paid gross and it is your responsibility to declare all income to your tax authority.

  • About this account

    Offering an attractive interest rate with a fixed rate bond Maturing 11 January 2027. Interest is paid annually on 11 January.

    • Available for deposits between £10,000 and £5,000,000
    • New to bank customers must deposit a minimum overall balance of £25,000.
    • Balances below £10,000 will attract an interest rate of 0.00% AER
    • With effect from 4 December 2025. 

    Please note there is no early access available with this savings account and must be held until maturity. If the bond matures on either a weekend or a Guernsey bank holiday, the funds will be available on the next working day.

  • How to open an account

    Accounts may be opened by electronic transfer or cheque. If you wish to transfer funds to us by electronic transfer click here for the details your bank will require. Please note the minimum opening balance for this account is £25,000.

    The above conditions are to be read in conjunction with our General Terms & Conditions for deposit accounts.

Open a new account
New customers will need to complete an application form and supply relevant identification and documents
Enquire online
  • Existing customers
    Existing Skipton customers will only need to complete an additional account opening form.
    Download form
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  • Additional applicants
    If more than two persons will be applying jointly for a single account, please download the third and fourth applicant page.
    Third and fourth applicant
  • Handy forms
    Find all your useful documents and a number of forms and literature that you can download and if required print off
    All documents
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Start saving with Skipton

New customers can complete our simple online offshore savings application form
Enquire now
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