Offshore savings

Fixed Rate Bond

Maturing 11 January 2027
An offshore savings account offering a guaranteed fixed rate of interest until maturity. If you don't require access to your savings then this Fixed Rate Bond could be perfect.
Deposit Amount
Annual Rate
Gross PA / AER
Interest Rate Information
Deposit Amount
£10,000 - £249,999
Annual Rate
4.10%
Gross PA / AER
4.10%
Deposit Amount
£250,000 - £999,999
Annual Rate
4.20%
Gross PA / AER
4.20%
Deposit Amount
£1,000,000 - £5,000,000
Annual Rate
4.30%
Gross PA / AER
4.30%

The interest rate on this sterling savings account is fixed. Interest is credited annually on 11 January. Annual interest is earned after 3 working days including the day we receive your cheque. Please note that interest may be paid gross and it is your responsibility to declare all income to your tax authority.

  • About this account

    Offering an attractive interest rate with a fixed rate bond Maturing 11 January 2027. Interest is paid annually on 11 January.

    • Available for deposits between £10,000 and £5,000,000
    • New to bank customers must deposit a minimum overall balance of £25,000.
    • Balances below £10,000 will attract an interest rate of 0.00% AER
    • With effect from 4 December 2025.

    Please note there is no early access available with this savings account and must be held until maturity. If the bond matures on either a weekend or a Guernsey bank holiday, the funds will be available on the next working day.

Open a new account
New customers will need to complete an application form and supply relevant identification and documents
Apply online
  • Existing customers
    Existing customers opening a new account or moving funds couldn't be easier.
    Manage your accounts
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  • Joint Applications
    If more than two persons are applying jointly for a single account, please download and complete the Third and Fourth Application Form.
    Third and Fourth Application Form
  • Account Forms
    Access all the documents you need to open or manage your account. These downloadable forms are available for you to view, complete, and print if required.
    All account forms
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Start saving with Skipton

New customers can complete our simple online offshore savings application form
Apply now
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