Personal Access

Easy access to your money
Offshore Saving with easy access. If you require easy access to your savings, our Personal Access Account could be an attractive account for you.
  • About this account

    Offshore Saving with easy access. If you require easy access to your savings, our Personal Access Account could be an attractive account for you.

    • Available for deposits between £10,000 and £5,000,000.
    • New to bank customers must deposit a minimum overall balance of £25,000.
    • Balances below £10,000 will attract an interest rate of 0.00% AER
    • With effect from 6 February 2023

    This offshore account is available to private investors only. Sterling accounts for corporate customers, trust companies and pension schemes are available. Please view our Business Page for further information.

  • Interest rate information

    Interest rates on this account are variable. Interest is credited annually on 31 March. Interest is earned from the day we receive your payment. If depositing funds by cheque, interest is earned after three working days including the day we receive your cheque. Please note that interest will be paid gross and it is your responsibility to declare all income to your tax authority.

  • How to open an account

    Accounts may be opened by electronic transfer or cheque. If you wish to transfer funds to us by electronic transfer click here for the details your bank will require. Please note the minimum opening balance for this account is £10,000 for existing customers and £25,000 for new customers.

    The above conditions are to be read in conjunction with our General Terms & Conditions for deposit accounts.

Open a new account
New customers will need to complete an application form and supply relevant identification and documents
Apply online
  • Existing customers
    Existing Skipton customers will only need to complete an additional account opening form.
    Download form
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  • Additional applicants
    If more than two persons will be applying jointly for a single account, please download the third and fourth applicant page.
    Download form
  • Handy forms
    Find all your useful documents and a number of forms and literature that you can download and if required print off
    All documents
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Start saving with Skipton

New customers can complete our simple online offshore savings application form