Skipton International launches first two-year fixed residential mortgage

Skipton International has launched its first two-year fixed-rate residential mortgage, giving homeowners in Guernsey and Jersey more choice over how long they fix their mortgage rate.

Available from Monday 24 August 2026, the new product has been introduced in response to demand from customers and mortgage intermediaries for the certainty of a fixed rate over a shorter period.

The mortgage is available to customers in Guernsey and Jersey, with rates starting from 5.09%. The rate is fixed until 30 September 2028.

Jo Phillips, Senior Mortgage Manager at Skipton International, said:

“Customers have different priorities when choosing a mortgage. Some value the certainty of knowing what their repayments will be, while also preferring not to commit to a longer fixed term.

“Our first two-year fixed residential mortgage responds directly to feedback from customers and intermediaries. It provides island homeowners with greater choice when considering how they would like to manage their mortgage.”

The launch forms part of a wider refresh of Skipton International’s mortgage range. This includes new Base Rate Tracker products for residential customers in Guernsey and Jersey, alongside selected mortgage rate reductions.

For more information, visit: https://www.skiptoninternational.com/mortgages/