Apply for your UK Buy-to-let mortgage

This application process is for direct customers only. Mortgage intermediaries should visit our Intermediaries page and follow the intermediary application process. The steps below apply to direct applicants only.
UK Buy-to-let mortgage application form

Ready to Apply?

  • Step 1: Complete the Application Form

    The mortgage application form is available to download here. Please complete all sections as fully and accurately as possible. The information you provide helps us assess your application quickly and efficiently. Once completed, ensure the application form and Direct Debit mandate are signed before submitting them together with your supporting documents.

  • Step 2: Gather Your Supporting Documents

    To help us process your application as quickly as possible, please provide all required supporting documentation, including:

    • Proof of identity and address
    • Income verification (such as payslips, employer's letter or pension documentation)
    • Bank statements
    • Existing mortgage statements
    • Energy Performance Certificate (EPC)
    • Proof of deposit funds (for purchases)
    • Gifted deposit documentation (if applicable)
    • Self-employed income documentation (if applicable)
    • Tenancy agreement (for remortgages)
  • Step 3: Submit Your Application

    Once your form is complete and you've gathered your supporting documents, submit everything together using one of the following methods:

    Email: buytolet@skiptoninternational.com

    Post:
    Skipton International Ltd
    15-17 Esplanade
    St Helier
    Jersey
    JE2 3QA

  • Step 4: We'll assess your application

    Our Mortgage sales team will preview the application form and documentation to ensure we have everything we require before we can forward the application to the underwriting team.

  • Step 5: We'll Review Your Application

    Our underwriting team will review your application, supporting documents, affordability and eligibility criteria.

  • Step 6: Agreement in Principle & Valuation

    If your application meets our lending criteria, we'll issue an Agreement in Principle and arrange for the property valuation to be carried out.

  • Step 7: Mortgage Offer & Completion

    Once the valuation and final checks have been satisfactorily completed, we'll issue your mortgage offer and work with the relevant legal representatives to progress your application through to completion.

Please note: Incomplete applications or missing documentation may delay the assessment of your application.