Jersey Buy-To-Let Mortgages
Your home may be repossessed if you do not keep up repayments on your mortgage
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Mortgage information
For a limited time, this mortgage is available Fee Free.
The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £3 million.
Our mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria).
Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the mortgage is repaid after the end of tracker period, interest to the date of redemption will be payable.
Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.
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Fixed rates
Following the fixed period outlined above the interest rate will revert to Skipton International Channel Island Buy-To-Let follow on rate (currently 7.49%). Rental income of 125% is required using an interest calculation which matches the applicable pay rate as shown above.
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Product fees
Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.
all the way through to the property purchase.
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Jersey Residential RatesCurrent mortgage rates for Jersey residential propertiesPDF - 240KB -
Channel Islands Mortgage Application FormApplication form for mortgages in Guernsey and Jersey, Channel IslandsPDF - 675KB
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Jersey Application FeeFees associated with applying for a Jersey mortgagePDF - 149KB
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Jersey Valuation Fee ScaleThe valuation fee payable is calculated from the fee scale on the basis of the applicant’s estimate of the property valuePDF - 156KB
