Performance

2025 was a defining year for Skipton International, with a strong focus on strengthening the quality, accuracy and completeness of our data. This work enabled us to strengthen core teams, enhance governance and operational risk capability, and invest in technology and customer-facing functions, laying strong foundations for the future.

Following this period of transition, profit before tax was £12.1m (2024: £31.0m) with dividends of £10.8m (2024: £16.0m). Looking ahead, our focus shifts to sustainable and well managed growth across our core markets in the Channel Islands and the UK Buy To Let sector.

We also reaffirmed our position as a market leading banking provider, once again named ‘Offshore Account Provider of the Year’ at the Moneyfactscompare.co.uk Awards 2026, marking our fifth consecutive win.

Regulatory capital and liquidity ratios

A summary of our key regulatory ratios from 2021 to 2025, highlighting our capital strength, stable funding position, and liquidity.