UK Buy-To-Let Mortgages for Overseas Residents

Are you an expat or non-UK resident looking to remortgage or purchase a UK Buy-To-Let property?

If you are seeking to purchase or refinance an investment property, perhaps as part of your pension planning, then Skipton International could help. With UK housing demonstrating long-term price inflation, purchasing a property whilst living abroad often makes financial sense.

Skipton International is a leading Guernsey bank and provider of UK Buy-To-Let mortgages for those resident overseas. We are also one of the Channel Islands’ favourite lenders and serve customers resident in more than 100 countries around the world.

Skipton International prides itself on fast processing times and an understanding of the needs of expatriates and people from across the world. We offer a very personal service from experienced staff who will guide you through the UK Buy-To-Let purchase or remortgage processes.


Obtaining a UK Buy-To-Let Mortgage as an expat or non-UK citizen isn’t always easy, but if you’re currently living outside of the UK, want to refinance or purchase a UK Buy-To-Let investment and can say YES to all the following questions, then we would love to talk with you about your requirements:

UK Mortgage Leaflet

If you can answer YES to all of the requirements and you would like a remortgage or mortgage on a property with a maximum loan to value of 75%, which you want to rent out, the next step is to complete our UK Buy-To-Let Mortgage Calculator or call one of our helpful team members. 

If you have any questions please call + 44 (0) 1481 730 730

Telephone lines are open Monday - Friday from 8:30am to 5:30pm UK time.

* Please note Skipton International does not lend on properties located in Northern Ireland, Isle of Man or the islands of Scotland.

• Is your earned income (not including commission, overtime or bonuses) or pension income over £40,000 per annum or the equivalent of £50,000 per annum if paid in local currency? Certain guaranteed allowances may contribute towards this figure. Any probationary period must be passed prior to applying. Any earned income cannot be subject to UK income tax.



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