Fixed Rate Bond

Maturing 15 July 2024
An offshore savings account offering a guaranteed fixed rate of interest until maturity. If you don't require access to your savings then this Fixed Rate Bond could be perfect.
  • About this account

    Offering an attractive interest rate with a fixed rate bond maturing date of 15 July 2024. Interest is paid annually on 15 July.

    • Available for deposits between £10,000 and £5,000,000
    • New to bank customers must deposit a minimum overall balance of £50,000.
    • Balances below £10,000 will attract an interest rate of 0.00% AER
    • With effect from 17 May 2023

    Please note there is no early access available with this savings account and must be held until maturity. If the bond matures on either a weekend or a Guernsey bank holiday, the funds will be available on the next working day.

  • Interest rate information

    The interest rate on this sterling savings account is fixed. Interest is credited annually on 15 July. Interest is earned from the day we receive your payment. If depositing funds by cheque, interest is earned after three working days including the day we receive your cheque. Please note that interest may be paid gross and it is your responsibility to declare all income to your tax authority.

  • How to open an account

    Accounts may be opened by electronic transfer or cheque. If you wish to transfer funds to us by electronic transfer click here for the details your bank will require. Please note the minimum opening balance for this account is £10,000 for existing customers and £50,000 for new customers.

    The above conditions are to be read in conjunction with our General Terms & Conditions for deposit accounts.

Open a new account
New customers will need to complete an application form and supply relevant identification and documents
Apply online
  • Existing customers
    Existing Skipton customers will only need to complete an additional account opening form.
    Download form
    Family and child putting coins in a piggy bank
  • Additional applicants
    If more than two persons will be applying jointly for a single account, please download the third and fourth applicant page.
    Download form
  • Handy forms
    Find all your useful documents and a number of forms and literature that you can download and if required print off
    All documents
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Skipton's Video Verification

Video verification

Video verification a quick and convenient method that allows our team to verify your identity online – making it easier to save with Skipton! Check if you are eligible to apply for your savings account with our video verification guide.