InvestmentAnnual rate (Gross PA/AER)Monthly interest gross rateMonthly interest AER

£10,000 or more




Available for deposits between £10,000 and £5,000,000. 

New to bank customers must deposit a minimum overall balance of £50,000. 

Balances below £10,000 will attract an interest rate of 0.00% AER

With effect from 25 November 2022

If you don't require access to your savings then this fixed rate bond could be perfect. Offering an attractive interest rate and has a fixed rate bond maturing date of 15 January 2025.  Interest is paid annually on the 15 January.

Please note there is no early access available with this savings account and must be held until maturity. If the bond matures on either a weekend or a Guernsey bank holiday, the funds will be available on the next working day. 

Interest rate information

The interest rate on this sterling savings account is fixed. Interest is credited annually on 15 January. Annual interest is earned after 3 working days including the day we receive your cheque. Please note that interest may be paid gross and it is your responsibility to declare all income to your tax authority.

How to open an account

To open an account, existing Skipton International customers will only need to complete an Additional account opening form. New customers will need to complete an application form and supply relevant identification and proof of address documents. If more than two persons will be applying jointly for a single account, please also download the Third and fourth applicant page.

Accounts may be opened by electronic transfer or cheque. If you wish to transfer funds to us by electronic transfer click here for the details your bank will require. Please note the minimum opening balance for this account is £10,000 for existing customers and £50,000 for new customers.

The above conditions are to be read in conjunction with our General Terms & Conditions for deposit accounts.