3 Year Tracker UK: Buy-To-Let mortgage

This mortgage guarantees to track the Bank of England base rate for 3 years (with a minimum base rate floor of 3.00%). It is also
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Loan to Value
Pay Rate
Minimum Loan
Loan to Value
Up to 75%
Pay Rate
6.89% Base + 1.64% / Product Floor 4.64%
Minimum Loan from
Loan to Value
Up to 75%
Pay Rate
6.49% Base + 1.24% / Product Floor 4.24%
Minimum Loan from
Guaranteed to track the Bank of England Base Rate for three years (with a minimum base rate floor of 3.00%)

Application fees: Purchase: £1,999 (Includes cost of Valuation)
Remortgage: Fee Free*.

Early repayment charges: Year 1 - 3%
Year 2 - 2%
Year 3 - 1%

Skipton International UK Buy-To-Let Follow on rate is currently 7.49%

Available for purchases and remortgages

With effect from 25 October 2023

* Limited time offer

Your home may be repossessed if you do not keep up repayments on your mortgage

  • Mortgage information

    For a limited time, this mortgage is available Fee Free.

    The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £5 million.

    Following the fixed period interest will revert to the Skipton International UK Buy-To-Let follow on rate (7.49%). This mortgage is portable and can be applied to a new property (subject to it meeting our criteria).

    No early repayment charges following the end of the fixed period.

  • Interest rates

    Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if repaid after the end of period, interest to the date of redemption will be payable.

  • Product fees

    Product fees are non-refundable and must be paid on application.

    On this fixed rate mortgage, lump sum payments of up to 10% may* be made early without charge each year. For the purposes of this calculation, a year is defined as starting on the commencement of the loan and on the anniversary thereafter; the amount is up to 10% of the balance outstanding on that date. This facility cannot be rolled over into subsequent years if the facility is not used in any one year.

    This mortgage product can be withdrawn at very short notice

    *Please note this will depend on when the product was taken. 

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A step by step guide from Skipton International to applying for a UK Buy-To-Let mortgage when resident overseas
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Mortgages with Skipton

Are you are an overseas residents considering investing in UK Buy-To-Let properties? Talk to us about your options, we’d love to help.