Jersey Standard Variable Rate Mortgage

Variable Rate of Interest and No Repayment Charges.

Our Standard Variable Rate Mortgage has no early redemption charges. It is the mortgage that our other residential mortgages will transfer into on maturity of either the tracker or fixed rate period.

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Product Features


Pay Rate


Early Repayment Charges

Variable Rate of Interest

Up to 90%



No charge (unless property improvement)

With effect from 11 September 2020



The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £3 million.

Our mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria at this time).

Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month.

Our mortgage products can be withdrawn at very short notice.

Click here to view all of our Jersey Residential Interest Rates.

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Your home may be repossessed if you do not keep up repayments on your mortgage.