Guernsey Base Rate Tracker Mortgage
Your home may be repossessed if you do not keep up repayments on your mortgage
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Mortgage information
For a limited time, this mortgage is available Fee Free.
The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £3 million.
Following the tracker period the interest rate will revert to Skipton International Channel Island residential follow on rate (5.49%). Our Guernsey mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria).
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Interest rates
Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the mortgage is repaid after the end of tracker period, interest to the date of redemption will be payable.
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Product fees
Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.
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Channel Islands Mortgage Application FormApplication form for mortgages in Guernsey and Jersey, Channel IslandsPDF - 649KB -
Guernsey Residential Mortgage RatesCurrent mortgage rates for Guernsey residential propertiesPDF - 218KB
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Guernsey Mortgage GuideGuide to purchasing a mortgage in GuernseyPDF - 1,749KB
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Guernsey Application FeesFees associated with applying for a Guernsey mortgagePDF - 110KB
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Guernsey Valuation Fee ScaleThe valuation fee payable is calculated from the fee scale on the basis of the applicant’s estimate of the property valuePDF - 569KB
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Help and FAQsFAQs, guides and articles for new and existing mortgage customers.Visit Help -
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Residential RatesView all of our current Guernsey residential mortgage rates hereGuernsey Residential Mortgage Rates
