|Product Features||LTV||Pay Rate||APR||Product Fees||Application Fee||Early Repayment Charges|
Guaranteed to track the Bank of
|Up to 70%|
|4.2%||All products Fee Free*|
£999 for purchases and remortgages.
£500 for further advances
(includes the cost of a single standard valuation)
|3% until |
end of tracker term
|70.1% to 80%||2.24%|
|80.1% to 85%||2.49%|
|85.1% to 90%||3.74%|
With effect from 1 December 2016
*Limited time offer
The minimum loan size is £100,000 and the maximum loan to any individual, together with connected persons is £1.5 million.
Following the tracker period the interest rate will revert to our Standard Variable Rate. Our Jersey and Guernsey mortgage products are portable and if you move house can be applied to your new property (subject to it meeting our criteria).
Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the mortgage is repaid after the end of tracker period, interest to the date of redemption will be payable.
Product fees are non-refundable and must be paid on application. Our mortgage products can be withdrawn at very short notice.
Click here to view all of our Guernsey Residential Interest Rates.
Return to Guernsey Mortgage page.
* Skipton International will arrange a single standard mortgage valuation only. Should the applicant require a Homebuyers Report in addition to a standard valuation, the additional cost of the Homebuyers Report will be payable by the applicant, who will be put in touch with the relevant surveyor.