UK Buy-To-Let Mortgages

Product FeaturesLTVMinimum LoanInterest RateAPRProduct FeeApplication FeeEarly Repayment Charges
Fixed rate of interest until

30th November 2026
Up to 75%£500,0003.24%4.5%Fee Free*£2,999 for purchased properties.

Includes cost of valuation.

Re-mortgage is fee free.
Valuation fee is not included.
 5% until

30th November 2026

With effect from 06 October 2021

* Limited time offer


The minimum loan size is £100,000 and the maximum UK Buy-To-Let mortgage loan to any individual, together with connected persons is £3 million.

Following the fixed period the interest will revert to Skipton International UK Buy-To-Let follow on rate. Our UK Buy-To-Let mortgage products are portable and can be applied to a new property (subject to it meeting our criteria).

No early repayment charges following the end of the fixed period.

Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the UK Buy-To-Let mortgage is repaid after the end of period, interest to the date of redemption will be payable.

Product fees are non-refundable and must be paid on application.

On fixed rate UK Buy-To-Let mortgages, lump sum payments of up to 10% may* be made early without charge each year. For the purposes of this calculation, a year is defined as starting on the commencement of the loan and on the anniversary thereafter; the amount is up to 10% of the balance outstanding on that date. This facility cannot be rolled over into subsequent years if the facility is not used in any one year.

Our UK Buy-To-Let mortgage products can be withdrawn at very short notice.

*Please note this will depend on when the product was taken. 

Your home may be repossessed if you do not keep up repayments on your mortgage.