5 Year Fixed Rate UK Buy-To-Let Mortgage

Make budgeting easier with fixed monthly repayments on this UK Buy-To-Let mortgage

With a fixed interest rate until 31 January 2026 on this UK Buy-To-Let mortgage, this product provides the most certainty within our UK Buy-To-Let mortgage range over future mortgage repayments, regardless of what might happen to Bank of England base rates before maturity of the fixed term.


UK Buy To Let Mortgages


Product Features


Minimum Loan

Interest Rate


Product Fee

Application Fee

Early Repayment Charges



Fixed rate of interest until

31 January 2026



Up to 70%






Fee Free*



 £2,999 for purchases

£1,999 for remortgages




5% until

31 January 2026












With effect from 07 December 2020

* Limited time offer


The minimum loan size is £100,000 and the maximum UK Buy-To-Let mortgage loan to any individual, together with connected persons is £3 million.

Following the fixed period the interest will revert to Skipton International UK Buy-To-Let follow on rate. Our UK Buy-To-Let mortgage products are portable and can be applied to a new property (subject to it meeting our criteria).

No early repayment charges following the end of the fixed period.

Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the UK Buy-To-Let mortgage is repaid after the end of period, interest to the date of redemption will be payable.

Product fees are non-refundable and must be paid on application.

On fixed rate UK Buy-To-Let mortgages, lump sum payments of up to 10% may* be made early without charge each year. For the purposes of this calculation, a year is defined as starting on the commencement of the loan and on the anniversary thereafter; the amount is up to 10% of the balance outstanding on that date. This facility cannot be rolled over into subsequent years if the facility is not used in any one year.

Our UK Buy-To-Let mortgage products can be withdrawn at very short notice.

*Please note this will depend on when the product was taken. 

Your home may be repossessed if you do not keep up repayments on your mortgage.