5 Year Fixed Rate UK Expat Mortgage

Repayments Fixed Making Budgeting Easier on this Buy to Let Expat Mortgage

With a fixed interest rate until 31 January 2024 on this expat mortgage, this product provides the most certainty within our UK and expat mortgage range over future mortgage repayments, regardless of what might happen to Bank of England base rates before maturity of the fixed term.


Expat Mortgages

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Skipton International Mortgage


Product Features


Minimum Loan

Interest Rate


Product Fee

Application Fee

Early Repayment Charges


Fixed rate of interest until 31 January 2024.

(Purchases only)

Up to 75%




Fee Free*

 £1,999 for purchases


5% until 31
January 2024 







Fixed rate of interest until 31 January 2024.

(Remortgages only)

Up to 75%





£999 for remortgages





With effect from 3 December 2018

* Limited time offer


The minimum loan size is £100,000 and the maximum expat mortgage loan to any individual, together with connected persons is £3 million.

Following the fixed period the interest will revert to Skipton International UK Buy to Let Follow on Rate. Our UK mortgage products are portable and can be applied to a new property (subject to it meeting our criteria).

No early repayment charges following the end of the fixed period.

Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the expat mortgage is repaid after the end of period, interest to the date of redemption will be payable.

Product fees are non-refundable and must be paid on application.

On fixed rate expat mortgages, lump sum payments of up to 10% may be made early without charge each year. For the purposes of this calculation, a year is defined as starting on the commencement of the loan and on the anniversary thereafter; the amount is up to 10% of the balance outstanding on that date. This facility cannot be rolled over into subsequent years if the facility is not used in any one year.

Our expat mortgage products can be withdrawn at very short notice

Return to the Expat Mortgage page.

Your home may be repossessed if you do not keep up repayments on your mortgage.