5 Year Fixed Rate UK Buy-To-Let Mortgage

Make budgeting easier with fixed monthly repayments on this UK Buy-To-Let mortgage

With a fixed interest rate until 31 January 2026 on this UK Buy-To-Let mortgage, this product provides the most certainty within our UK Buy-To-Let mortgage range over future mortgage repayments, regardless of what might happen to Bank of England base rates before maturity of the fixed term.

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UK Buy To Let Mortgages

 

Product Features

LTV

Minimum Loan

Interest Rate

APR

Product Fee

Application Fee

Early Repayment Charges

 

 

Fixed rate of interest until

31 January 2026

 

 

Up to 70%

 

£750,000

3.24%

4.5%

 

Fee Free*

 

 

 £2,999 for purchases

£1,999 for remortgages

 

 

 





5% until

31 January 2026

 

 

 

 

£250,000

3.74%

4.8%

£100,000

4.99%

5.3%

 

With effect from 07 December 2020

* Limited time offer

Information

The minimum loan size is £100,000 and the maximum UK Buy-To-Let mortgage loan to any individual, together with connected persons is £3 million.

Following the fixed period the interest will revert to Skipton International UK Buy-To-Let follow on rate. Our UK Buy-To-Let mortgage products are portable and can be applied to a new property (subject to it meeting our criteria).

No early repayment charges following the end of the fixed period.

Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the UK Buy-To-Let mortgage is repaid after the end of period, interest to the date of redemption will be payable.

Product fees are non-refundable and must be paid on application.

On fixed rate UK Buy-To-Let mortgages, lump sum payments of up to 10% may* be made early without charge each year. For the purposes of this calculation, a year is defined as starting on the commencement of the loan and on the anniversary thereafter; the amount is up to 10% of the balance outstanding on that date. This facility cannot be rolled over into subsequent years if the facility is not used in any one year.

Our UK Buy-To-Let mortgage products can be withdrawn at very short notice.

*Please note this will depend on when the product was taken. 

Your home may be repossessed if you do not keep up repayments on your mortgage.