5 year fixed rate UK: Buy-To-Let mortgage
Make budgeting easier with fixed monthly repayments on this UK Buy-To-Let mortgage
With a fixed interest rate until 30th September 2026 on this UK Buy-To-Let mortgage, this product provides the most certainty within our UK Buy-To-Let mortgage range over future mortgage repayments, regardless of what might happen to Bank of England base rates before maturity of the fixed term.
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UK Buy-To-Let Mortgages
| Product Features | LTV | Minimum Loan | Interest Rate | APR | Product Fee | Application Fee | Early Repayment Charges |
|---|---|---|---|---|---|---|---|
| Fixed rate of interest until 30th September 2026 | Up to 75% | £500,000 | 3.24% | 4.5% | Fee Free* | £2,999 for purchased properties. Includes cost of valuation. Re-mortgage is fee free. Valuation fee is not included. | 5% until 30th September 2026 |
| £250,000 | 3.74% | 4.7% | |||||
| £100,000 | 4.49% | 5.0% |
With effect from 02 July 2021
* Limited time offer
Information
The minimum loan size is £100,000 and the maximum UK Buy-To-Let mortgage loan to any individual, together with connected persons is £3 million.
Following the fixed period the interest will revert to Skipton International UK Buy-To-Let follow on rate. Our UK Buy-To-Let mortgage products are portable and can be applied to a new property (subject to it meeting our criteria).
No early repayment charges following the end of the fixed period.
Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the UK Buy-To-Let mortgage is repaid after the end of period, interest to the date of redemption will be payable.
Product fees are non-refundable and must be paid on application.
On fixed rate UK Buy-To-Let mortgages, lump sum payments of up to 10% may* be made early without charge each year. For the purposes of this calculation, a year is defined as starting on the commencement of the loan and on the anniversary thereafter; the amount is up to 10% of the balance outstanding on that date. This facility cannot be rolled over into subsequent years if the facility is not used in any one year.
Our UK Buy-To-Let mortgage products can be withdrawn at very short notice.
*Please note this will depend on when the product was taken.