|Product Features||LTV||Minimum Loan||Interest Rate||APR for purchases||APR for remortgages||Product Fee||Application Fee||Early Repayment Charges|
|Fixed rate of interest until 31 January 2022.||Up to 75%||£300,000||4.24%||4.9%||4.9%||Fee Free*||£1,999 (£999 for all remortgages)||5% until 31 January 2022|
With effect from 1 December 2016
* Limited time offer
The minimum loan size is £100,000 and the maximum expat mortgage loan to any individual, together with connected persons is £1.5 million.
Following the fixed period the interest rate will revert to our UK Buy to Let Variable Rate. Our UK mortgage products are portable and can be applied to a new property (subject to it meeting our criteria).
No early repayment charges following the end of the fixed period.
Interest is calculated on a daily basis and monthly payments must be made in arrears by direct debit on the first working day of each month. As with all mortgages, if the expat mortgage is repaid after the end of period, interest to the date of redemption will be payable.
Product fees are non-refundable and must be paid on application.
On fixed rate expat mortgages, lump sum payments of up to 10% may be made early without charge each year. For the purposes of this calculation, a year is defined as starting on the commencement of the loan and on the anniversary thereafter; the amount is up to 10% of the balance outstanding on that date. This facility cannot be rolled over into subsequent years if the facility is not used in any one year.
Our expat mortgage products can be withdrawn at very short notice
Return to the Expat Mortgage page.