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Savings Help

Skipton International Fraud Prevention Guide

At  Skipton International  we take the security of our customer's very seriously. Fraudsters have been getting more sophisticated over recent years and are increasingly targeting whilst to…

What is an Offshore Account?

Generally, the term “Offshore Account” is used to describe bank accounts held in an offshore jurisdiction. There are many jurisdictions considered offshore, including the Crown Dependencies of of…

Maximise your savings at every stage in your life

Whether you’re starting out in your career, bringing up a family, or thinking of future retirement, your savings needs change at each stage of your life.  There is, however, one constant, you…

Offshore Savings Glossary

AER: Annual Equivalent Rate – illustrates what the interest rate would be if interest was paid and added to your offshore savings account each year. Annual Interest: Interest is paid on an annual a…

How to achieve your Savings goals

The last few years have reminded us all that managing our money can be challenging, but it’s critical to plan carefully to ensure we reach our savings and investment goals. We’ve put together top…

Channel Island Mortgage Help

How to get the right mortgage for your new home

For most people, getting a mortgage is one of the most important stages in the house buying process. Obtaining the right levels of finance, at rates which work for you over the long term, can make As…

Mortgage Glossary

Affordability:  Is the amount of money you make on a monthly basis towards a mortgage, based upon their income, expenses, and the proposed monthly payment. APR: Annual percentage rate. The cost…

How much can I afford?

The burning question most people ask when it comes to buying or investing in property is how much can I borrow, but what you really should be asking is how much can I afford? The answer to that on a…

How to choose your home

Anyone who has watched Kirsty Allsopp and Phil Spencer as they guide prospective home owners around a series of properties in Location, Location, Location, will know just how tough it can be to find…

How to buy a home

The prospect of buying your first home can be as daunting as it is exciting, but with some good advice and careful planning you can take away the stress and uncertainty and just look forward to the a…

Expat Mortgage Help

Landlord obligations for a Buy-To-Let property

If you’re a new landlord then there are some UK legal requirements you need to be aware of. They’re not designed to provide a barrier to renting, but to protect both you and your tenant. The is a…

How to choose a Buy-To-Let property

When it comes to choosing a Buy-To-Let property you need to let your head take over from your heart. This is an investment that needs to appeal to a wide range of people and not necessarily you. fine…