Savings Help

Skipton International Fraud Prevention Guide

6th June 2016
At  Skipton International  we take the security of our customer's very seriously. Fraudsters have been getting more sophisticated over recent years and are increasingly targeting whilst to…

What is an Offshore Account?

26th November 2015
Generally, the term “Offshore Account” is used to describe a Bank Account held in a bank located in an Offshore jurisdiction. There are many jurisdictions globally considered Offshore, including…

Maximise your savings at every stage in your life

11th November 2015
Whether you’re starting out in your career, bringing up a family, or thinking of future retirement, your savings needs change at each stage of your life.  Household savings, i.e. the of income…

Channel Island Mortgage Help

How to get the best mortgage for your new home

30th December 2015
For most people, getting a mortgage is one of the most important stages in the house buying process. Obtaining the right levels of finance, at rates which work for you over the long term, can make As…

Mortgage Glossary

22nd September 2015
Affordability:  Is the amount of money you make on a monthly basis towards a mortgage, based upon their income, expenses, and the proposed monthly payment. APR: Annual percentage rate. The cost…

How much can I afford?

22nd September 2015
The burning question most people ask when it comes to buying or investing in property is how much can I borrow, but what you really should be asking is how much can I afford? The answer to that on a…

How to choose your home

22nd September 2015
Anyone who has watched Kirsty Allsopp and Phil Spencer as they guide prospective home owners around a series of properties in Location, Location, Location, will know just how tough it can be to find…

Applying for your mortgage

22nd September 2015
What’s needed on the form? The mortgage application form covers your  personal details  and  financial background . This will include questions that relate to your credit history as…

How to buy a home

22nd September 2015
The prospect of buying your first home can be as daunting as it is exciting, but with some good advice and careful planning you can take away the stress and uncertainty and just look forward to the a…

Expat Mortgage Help

Find the next growth zones for rental yields and capital growth

11th November 2015
When investing in buy-to-let, capital growth and rental yields are key issues but what makes one area more likely to become a hotspot for growth or yields than another? Research by Savills predicts a…

Landlord obligations for a buy-to-let property

22nd September 2015
If you’re a new landlord then there are some UK legal requirements you need to be aware of. They’re not designed to provide a barrier to renting, but to protect both you and your tenant. The is a…

How to choose a buy-to-let property

22nd September 2015
When it comes to choosing a buy-to-let property you need to let your head take over from your heart. This is an investment that needs to appeal to a wide range of people and not necessarily you. fine…