Mortgage Credit Officer


Due to continued growth an opportunity has arisen for a full-time Mortgage Credit Officer. If you are passionate about financial analysis and risk assessment and have a CeMap qualification, then look no further. 

Required Skills

  • Qualified CeMap or recognised equivalent. 
  • Ability to develop and maintain effective relationships both within the company and the wider business environment to achieve agreed objectives.
  • Ability to analyse and interpret various forms of data.
  • Knowledge of mortgage lending policies and regulations. 

Key Responsibilities

  • Complete arrears management, contacting customers in default and providing weekly updates to the Senior Underwriting Manager.
  • Make recommendations on action required based on the customers individual circumstances, and in line with Skipton's policies and processes. 
  • Communicate effectively with customers as required, seeking an equitable solution for both parties.
  • Monitor regulatory changes and provide recommendations on policy or procedure changes needed to maintain regulatory compliance, particularly in relation to the LCF Law.

Register your interest

Register your interest below or contact a member of our HR team, addressing Annette Wales, HR Manager,, or call 01481 730730 for our People Services Team.

Files must be less than 2MB. Allowed file types are pdf, docx, doc and odt.

The Data Protection (Bailiwick of Guernsey) Law, 2017: Except to the extent we are required by law, Skipton International Limited will only process information provided on this form for the purpose of personnel administration. If your application is successful, the information will form part of your employment file and will be lawfully processed in connection with your employment. If you do not proceed with, or are unsuccessful in your application, the information provided will be retained securely by the HR Manager for 6 months in the event of any queries raised surrounding the interview/selection process.

Diversity and inclusion are a priority for us. We encourage applications from individuals of all backgrounds, ethnicity, gender identity, sexual orientation, disability, neurodiversity, age, family or parental status, carer status, beliefs, nationalities and religions - supporting an inclusive environment for all our colleagues to bring their true selves to Skipton.

If you have a disability, or if you have a condition that you believe may affect your performance during our selection process, we’ll be happy to discuss making reasonable adjustments to our processes for you. Please contact our team at